If you are planning to travel to popular destinations near to Israel or Iran, for example Turkey, Cyprus, Egypt, Saudi Arabia, Qatar, Oman or the United Arab Emirates please be aware that cover under your policy relies on the FCDO Travel Advice for your destination country.
If you’d like to continue your trip
Your policy covers you to travel to any part of any country in your chosen area of cover, except where the FCDO advises against all, or all but essential travel.
If there is no advice against travelling to your destination, you’ll have full cover, without notifying us, subject to the terms and conditions of your policy.
If you’d like to cancel your trip
So long as the FCDO Travel advice was not already advising against travel to your destination when you purchased your policy, or booked your trip then the following applies:
If the FCDO Travel advice changes and in the 21 days prior to your trip, is advising against all, or all but essential travel to your destination. You’ll be covered for unrecoverable cancelation costs, subject to the terms and conditions of your policy.
If the FCDO Travel advice does not change and travel is allowed, you’ll have no cover under our policies if you choose to cancel your trip, or pay to change to a different destination. Our policies do not cover disinclination to travel.
Please note that if you are worried that you may need to cancel your trip and are due to pay an installment payment, you should make the payment as normal. If you fail to make payment of an installment when the advice hadn’t yet changed, this would count as disinclination to travel, which is not covered.
If you’re in transit
If you are due to transit through a major airport in the region, for example Dubai Airport, Istanbul Airport, Abu Dhabi Airport, Doha Airport, Riyadh Airport or Cairo Airport your cover will apply as normal. There will be no cover if you choose to pay to change your flight to avoid changing flights as originally planned.
In the event that your flight is disrupted, rerouted, or cancelled due to conflict in the region, your policy will provide cover, subject to the terms and conditions of your policy. See Missed Departures, Delays and Cancellations for more information.
